Current Mortgage Rates for Heroes – Updated Daily
Looking to buy or refinance a home? Below are today’s average mortgage rates available across the country for the most common loan types, including 30-year fixed, 15-year fixed, FHA, VA, Jumbo, and 5/1 ARM loans. This page is designed to give community heroes—like first responders, teachers, healthcare workers, and veterans—clarity on the market, so you can make confident, informed decisions.
Tailored for the Heroes Who Serve Our Communities
While these rates are averages, Hero Nextdoor works with mortgage professionals who specialize in helping heroes access exclusive programs, lower fees, and potential closing cost grants. Whether you’re considering a VA loan or a low down payment FHA option, we’ll help you connect with someone who understands your needs.
Explore Your Options – Today’s Mortgage Rates
The Current Mortgage Rates above are not all mortgage options available. We thought it’d be helpful to highlight why you might look at each program.
- 30-Year Fixed: Ideal for long-term stability
- 15-Year Fixed: Pay off your home faster with lower total interest
- FHA: Great for first-time buyers or lower credit scores
- VA: No down payment and no PMI for eligible service members
- Jumbo: Designed for high-value properties
- 5/1 ARM: Lower initial rate, perfect for short-term homeowners
Get Your Personalized Rate
Use our mortgage calculator to estimate your monthly payment, or connect with one of our Vetted Mortgage Professionals to find the best rate and loan option for your goals.
Disclaimer: The rates shown below are based on daily surveys from various mortgage lenders and are for informational purposes only. They reflect ideal scenarios, like VA mortgage rates today, and may not apply to your specific situation. Hero Nextdoor is not a mortgage lender and does not issue rate quotes. For accurate, personalized rates, please contact one of our vetted hero-friendly mortgage professionals.